Fee Based Financial Planning

Financial Planning
For Individuals

Utilising the 6 steps of financial planning, we assist individual clients create bespoke financial plans covering areas such as:

Investing For Short And Long Term Investment Goals →

We use goal based investing to monitor and measure a client’s progress towards their investment goals such as kid’s education, savings for emergencies or a deposit for a new home instead of generating the highest portfolio return or outperforming the market.

Risk Management →

We advise clients on risk solutions to cover unexpected risks such as death, temporary and/or permanent disability or critical illness to ensure that the client’s lifestyle is not financially impacted should any of these unforeseen risks occur.

Retirement Planning →

We assist clients with “planning to retire” and figuring out their retirement income “number”. This allows us to work with clients and plan to ensure that they may continue with their desired lifestyle post retirement.

Estate Planning →

We assist clients put together an estate plan to determine possible estate duty liability in the event of death. Our offering also includes the drafting of Wills and setting up of Inter Vivos trusts.

Reviews On Your Existing Financial Plans/Portfolios →

Many clients hold strong relationships with existing Advisers and often require a second opinion to ensure that they are on the “right track”.

Financial Planning
For Businesses

For business client’s, our service offering includes:

Business Needs Analysis →

Which identifies any gaps or areas of concern within the business

Investment Planning →

We use goal based investment planning to plan for the business investment goals such as, replacement of assets or purchase of commercial property

Cash Flow Planning →

We advise client’s on how to manage cash flow within the business

Risk Mitigation Advice →

This is provided for the risks associated with the business such as protection of business assets, loss of a keyperson and suretyship cover for loans

Succession Planning For The Business Owner(s) →

We assist with solutions to ensure business continuity in the event of business disruptions, sickness, death, emigration or retirement of the business owner(s)

Employee Solutions →

Our offering to the staff of the business is workshops focusing on employee wellness or provision of group benefit options

Book A Complimentary
Consultation With Us

Contact Us For A Complimentary 15 Minute Session To Determine How We Can Assist You